Personal financial wellness · Oman

Spend smarter, save better,
grow wealth confidently

See all your accounts in one place, understand your habits, and get a personalised Financial Health Score — all in the Raaz app.

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Free to download · No card required
Free instant preview

Check your Financial Health Score

Adjust the sliders or type your numbers to see your score in seconds

Your average monthly income — salary, investments and any other sources.
Your average monthly expenses, excluding transfers to savings or investments.
Funds easily accessible in bank accounts.
1 = varies greatly · 5 = same every month.
1Varies
2Low
3Medium
4Stable
5Steady
0
/100

Calculating...

Your overall financial health, weighted across three factors.

Spending vs income
40%
0/100
Safety net
40%
0/100
Income stability
20%
0/100

Unlock your full Financial Health Report

This is just a preview. Connect your real accounts in the Raaz app for personalised insights, auto-categorised spending, budgets and tailored offers.

Live bank sync Auto categories Smart budgets Personalised offers
FINANCE SMARTER · TRACK YOUR SPENDING · GROW YOUR WEALTH · KNOW YOUR SCORE · FINANCE SMARTER · TRACK YOUR SPENDING · GROW YOUR WEALTH · KNOW YOUR SCORE ·
Highlights · Features
Everything you need, all in one app
Upload your statements and Raaz does the heavy lifting to categorise your finances. Review your spending, track against budgets and keep an eye on upcoming payments.
Track
Track transactions screen
All your transactions in one place
From savings to everyday checking to credit card purchases, get a full view of your financials — every transaction from every account, together at last.
Savings & checking accounts
Credit card purchases
Unified view across banks
Spending
Spending this month screen
See where your money goes
A real-time breakdown of your spending by category, so you always know exactly where every rial went this month.
Auto-categorised transactions
Visual percentage breakdown
Compare across months
Understand
Understand finances screen
Know where you stand
Overview of all your income, spending, saving and investments. Choose the time period and get a summarized report.
Income & spending summary
Saving & investment view
Custom time periods
Plan
Plan budget screen
Stay within budget
Set a budget based on historical spending and see how you’re tracking against it. Be prepared with a view on your upcoming payments.
Health
Financial health score screen
Your Financial Health Score
A score out of 100 to show you where you stand today and how you can get better for your future hopes and dreams.
Secure
Security screen
Bank-grade security
Encrypted, read-only, never shared. Your data stays yours, always.
How to use
Three simple steps to clarity
See how easy it is to get started. No manual data entry, no complicated setup.
01
Sign up
Download Raaz and complete your profile in a couple of minutes to get started.
02
Upload statements
Snap, upload, done. Securely connect your bank statements in seconds — supports all major Omani banks.
03
Get your report
Receive your Financial Health Report with personalised recommendations to save and grow smarter.
Partnerships
Trusted by brands across the region
We work with leading retailers, financial institutions, and lifestyle brands to bring you exclusive cashback, personalised promotions, and rewards that fit your spending.

Want to partner with Raaz?

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Authenticity
Building trust
Real security, real numbers, real support. Here's why thousands across Oman trust Raaz with their financial wellness.
Bank-grade security
Your data is protected with robust 256-bit encryption, end to end.
Your data is private
Privacy matters. We anonymize your personal information and never sell your data.
Help at every turn
Live chat and call support for all your financial needs.
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